By using this Website, you represent and warrant that you are the legal age of majority in your province or territory of residence to form a binding contract with Insurance Insight and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.
The information and material on this Website, and the Website may be changed, withdrawn or terminated at any time in our sole discretion without notice. Insurance Insight Inc. does not guarantee the accuracy or completeness of any of the Website content, its functionality or transmission capability. We will not be liable if for any reason all or any part of the Website is restricted to users or unavailable at any time or for any period.
Insurance Insight makes commercially reasonable efforts to maintain the availability of this Website. However, Insurance Insight reserves the right to shut down this Website in order to perform maintenance, updates and other reasonable adjustments. Some or all of the Website may be unavailable during such times.
Insurance Insight reserves the right at any time to modify, suspend, or discontinue, temporarily or permanently, the Website (or any part thereof) with or without notice. You agree that Insurance Insight Inc. shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Website.
You agree that you will not:
The Website including content or areas of the Website may require user registration. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete.
Any username, password, or any other piece of information chosen by you or provided to you as part of our security procedures, must be treated as confidential, and you must not disclose it to any other person or entity. You must exercise caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You understand and agree that should you be provided an account, your account is personal to you and you agree not to provide any other person with access to this Website or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you logout from your account at the end of each session. You are responsible for any password misuse or any unauthorized access.
We provide this Website for use only by persons residing in Canada. This Website is not intended for use in any jurisdiction where its use is not permitted. If you access the site from outside Canada you do so at your own risk and you are responsible for compliance with local laws of your jurisdiction.
Products or services described on this Website are only available to individuals or entities residing in Canada (excluding Québec) at the time of application or purchase. The contents of this Website are not intended to constitute an advertisement for such products and services in any other jurisdiction.
The information and descriptions on this Website are not intended to be complete and accurate descriptions of all terms, conditions, and exclusions of the products and services – In all cases, all products and services are subject to the terms and conditions of the applicable policy.
Insurance Insight reserves the right, in its sole and absolute discretion, to change the permitted methods of payment, including without limitation, the credit cards and other payment options that are accepted, at any time.
All purchases are subject to verification by Insurance Insight at any time for any reason. We reserve the right, in our sole and absolute discretion, to require proof of identity (in a form acceptable to Insurance Insight):
You understand and agree that the Website and its entire contents, features, and functionality, including but not limited to all information, software, code, text, displays, graphics, photographs, video, audio, design, presentation, selection, and arrangement, are owned by Insurance Insight, its licensors, or other providers of such material and are protected in all forms by intellectual property laws including without limitation, copyright, trademark, patent, trade secret, and any other proprietary rights.
Users of the Website may copy information or materials for their own non-commercial personal use but may not republish or reproduce any part without the prior written permission of Insurance Insight Inc. Republishing and reproducing includes any uploading, downloading or providing access to the information on this site on the Internet or any other local or international computer system or means of distribution. Users are not permitted to modify copies of any materials from this Website nor delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this Website. An acknowledgement of the source must be included whenever our materials are copied or published. You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website.
Insurance Insight, the Insurance Insight logo, and all related names, logos, product and service names, designs, images and slogans are trademarks of Insurance Insight Inc. or its affiliates, subsidiaries or licensors. You must not use such marks without the prior written permission of Insurance Insight. Other names, logos, product and service names, designs, images and slogans mentioned or which appear on this Website are the trademarks of their respective owners. Use of any such property, except as expressly authorized, shall constitute a violation of the rights of the property owner and may be a violation of federal or other laws and could subject the violator to legal action.
The content on our Website is provided for general information purposes only. The Website is not intended to provide insurance, financial, legal, medical, accounting or tax advice, and should not be used or relied upon as a substitute for professional advice or your independent research.
We make no representations, warranties or guarantees, whether express or implied, that the content on our Website is accurate, complete or up to date. Your use of the Website is at your own risk and Insurance Insight has no responsibility or liability whatsoever for your use of this Website.
This Website may include content provided by third parties, including from other users and third-party licensors. All statements and/or opinions expressed in any such third party content, other than the content provided by Insurance Insight, are solely the opinions and the responsibility of the person or entity providing those materials. Such materials do not necessarily reflect the opinion of Insurance Insight. Insurance Insight is not responsible, or liable to you or any third party, for the content or accuracy of any third party materials.
When you access any website other than this Website, you understand and acknowledge that it is independent of Insurance Insight and that Insurance Insight has no control over the content on any such website. We make no representations about any other websites that may be accessed from this Website. If you choose to access any such sites, you do so at your own risk. We accept no responsibility for such sites or for any loss or damage that may arise from your use of them. You are subject to any terms and conditions of such third party sites. In addition, a link to a non-Insurance Insight website does not mean that Insurance Insight endorses or accepts any responsibility for the content, or the use, of such website.
YOU UNDERSTAND AND AGREE THAT YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY PRODUCTS OR SERVICES FOUND OR ATTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY PRODUCTS OR SERVICES FOUND OR ATTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
NEITHER INSURANCE INSIGHT INC. NOR ANY AFFILIATES OR SUBSIDIARIES NOR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR SERVICE PROVIDERS MAKES ANY WARRANTY, REPRESENTATION OR ENDORSEMENT WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, SUITABILITY, ACCURACY, CURRENCY OR AVAILABILITY OF THE WEBSITE OR ITS CONTENTS. WITHOUT LIMITING THE FOREGOING, NEITHER INSURANCE INSIGHT INC. NOR ANY AFFILIATES OR SUBSIDIARIES NOR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR SERVICE PROVIDERS REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY PRODUCTS OR SERVICES FOUND OR ATTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
We cannot and do not guarantee or warrant that files or data available for downloading from the internet or the Website will be free of viruses or other destructive code. You are solely and entirely responsible for your use of the Website and your computer, internet and data security. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY DENIAL-OF-SERVICE ATTACK, DISTRIBUTED DENIAL-OF-SERVICE ATTACK, OVERLOADING, FLOODING, MAILBOMBING OR CRASHING, VIRUSES, TROJAN HORSES, WORMS, LOGIC BOMBS, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR PRODUCTS FOUND OR ATTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
UNDER NO CIRCUMSTANCE WILL INSURANCE INSIGHT INC., ITS AFFILIATES OR SUBSIDIARIES AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR SERVICE PROVIDERS BE LIABLE FOR NEGLIGENCE, GROSS NEGLIGENCE, NEGLIGENT MISREPRESENTATION, FUNDAMENTAL BREACH, DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, BREACH OF PRIVACY OR OTHERWISE, EVEN IF THE PARTY WAS ALLEGEDLY ADVISED OR HAD REASON TO KNOW, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, RELIANCE ON, THE WEBSITE, ANY LINKED WEBSITES OR SUCH OTHER THIRD PARTY WEBSITES, NOR ANY SITE CONTENT, MATERIALS, POSTING OR INFORMATION THEREON.
The Website is operated by Insurance Insight Inc., 1333 Dorval Drive, Suite 102, Oakville, Ontario, L6M 4G2.
Should you become aware of misuse of the Website, you must report it to Insurance Insight at: [email protected].
All feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: [email protected].